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June 29

Pay day is just around the corner

It's coming - I can sense it. Maybe it's because I've now borrowed so much money off my parents I'm going to be more than gutted when I hand everything I earn back over to them, but I still can't wait to see my bank balance in the plus, even if it is just for a second. I've decided to be a nice sister as well and have promised my younger sister a shopping trip to get her some nice things for our family holiday to Barbados. I just hope she doesn't rinse me - I like being nice but there is a limit!

Just as I've been writing this and pondering on my financial situation it has dawned on me that once again, I have forgotten to send my student loan application form in. Thinking back, I reckon it's now about 2 months late. Brilliant. I don't understand how I manage to do this every time I have to apply for a new loan. It should be alright because I can use the money in the first term that I have earned from working this summer and it doesn't matter if my loan comes in a bit late. This does mean that I definitely have to remember to put some money and more importantly remember to send my form off as soon as possible!

We say goodbye to our old house

I've just arrived home after a long and tiring weekend in Leeds. We spent all of Saturday cleaning and all of today packing and moving and the last thing I would have asked for would have been the 5 hour drive back home today. Not fun.

It was nice to see everyone on Saturday and we went out to a few bars to celebrate our reunion. It was quite a cheap night for me in my current financial state but for others it was a bit more painful. My friend Chris doesn't remember where he went or what he did for an hour on his own, but a stamp on his hand and a small recollection of him seeing someone with a tray of shots and thinking 'that looks like a good idea' may account for how he managed to spend £60.

I was quite surprised at how money I spent on petrol considering the price of it at the moment as I managed to get to and back from Leeds for about £50 although this may have been due to my average 55mph I was forced to stick to on the way home. I don't think I'll be able to go up again for a while though because it's just so tiring to get home after a long drive with the prospect of work in the morning.
June 24

The moving in issue

Seeing as our tenancy for the old house runs out on the 31st of June and our tenancy for our new house begins on the 1st of July we are stuck with a possible night of homelessness. Luckily the guy living in the new house has said that we can move our things in this weekend, even though it is a few days early, because most of us are working in the week and so can't do it on a week day. He's saved us really because otherwise I would have had to have got my remaining things from Leeds, brought them all the way back down to London, and then made the trip back up north the following weekend.
 
This issue solved, I now have the problem of locating £60 with which I can buy petrol to get me up there...

The moving out issue

So the time has come to finally move out of the home we have inhabited over this past year. We've had fun times, we've had mice times, and we've had times we can't really remember and so it will be sad to say goodbye. Sad for our deposits too. I don't think any of us can hope to get back any of our deposit bearing in mind the state we've kept the house in. When the new carpet was fitted, someone burned (boys I'm looking at you) a cigarette hole in it the very next day, I'm pretty sure the kitchen sink has been blocked so many times it must not work properly and then of course there's the broken banister from the championship of 'who dares broom-stairs'. In the first week housemates managed to break my wardrobe by attempting to keep the smallest member Natalie in there. It appears she is quite strong for such a small character.
 
On top of worries over permanent damage to the house there is still a lot of superficial rubbish and dirt which it is our pleasure to scrub clean this coming weekend. My idea of hiring people to do it for us (they would be quicker, do a better job and save us the horrible task) hasn't gone down too well with my fellow skint housemates and so we're all congregating up North on Saturday to start the epic clean. Yay.

The holidays in full swing

Quite a few of my friends decided to go away to work this year. One is working at a kids camp in Fuerteventura, another is in Malia working as a rep and another is in America teaching lacrosse at a sports camp. Of course then there's Alex who is doing lots of internships and work experience, Virginia who has temping jobs in offices in Leeds and Natalie and Dave... well, they're selling doors... door-to-door. The money isn't too bad and if they manage to sell anything they get quite a bit of commission, but after 3 weeks Dave has only sold one door.
June 16

Everyone's deserted me...

This week my close friends from home, my boyfriend and even my mother have all left the country and so I'm sat at home trying to fill the void with TV and yes, I'm not going to lie, chocolate. I was supposed to be going away with my friends to Kavos and so these next two weeks are going to be especially difficult thinking of them relaxing out in the sun and having a good time while I'm working. But I need to be working and had no money to go so I can't really complain.
 
To compensate for not going away with my friends this year, the girls I live with at Uni are looking into us all going away somewhere for a few days at the start of third year before we have any lectures. I'm sure we could do a last minute getaway on the cheap and we wouldn't be doing much out there to cost any extra money so I think it's definitely an option. I have holidays on the brain at the moment because at the weekend I took a trip to Manchester and went to the Chilfactore indoor ski slope. Over dinner on Father's day I managed to persuade my Dad to take us on a skiing holiday because I got hooked after my hours ski on Saturday. He said that we could go as long as I found out all the details and organised it nice and cheaply. The only job he wants, is to drive us there.
 
So I'm occupying myself with holiday research this week as I have no money to do anything else!
June 13

Forgotten railcard

I made loads of savings on my trains up to Manchester because with my student back account with Natwest I got a free Young Person's Railcard which lasts for 3 years. I booked my tickets in conjunction with the railcard which saved me a third on fares. I then left my railcard at home. If it wasn't for the fact I have a father who's very lovely indeed who brought it up for me and met me and work, then this journey could have ended up costing me the price of full price tickets - hundreds of pounds!
June 11

Your card has been declined

You know life isn't going so well when your card gets declined for a £9 purchase. For once, this wasn't my card or me crying because of it! This morning Alex and I got held up going to work because her card got declined whilst trying to buy a ticket for the train. She has filled her holidays up with work experience which will look great for the CV but aren't exactly helping out her bank account. I was in the same position last summer so I know how she feels, it's not great but I think the experience is worth it in the end.

 

I am having to budget this month before I get paid which is going quite well so far. I've been taking a packed lunch to work every day and apart from weekend expenses aren't spending any other money. This weekend I'm going up to Manchester to see John before he goes to South America for two months. I was planning on driving but managed to find return train tickets for £35 which are not only about £25 cheaper than the petrol would have cost me but it will also be a much quicker journey.

 

Unfortunately I've just been told that I was supposed to have filled in my student loan form for next year months ago but being the disorganised person I am, I had completely forgotten and managed to lose some of the information I need. So my evening activities are sorted for tonight. Fun.

June 10

A cultured weekend

My weekend was quite expensive however I don't feel that bad about spending the money because I felt as though my days were well spent (and mainly didn't result in a hangover the next day). Ok so I did wake up on Saturday feeling pretty rotten after I went to see The Vangos play a pub in Islington followed by a few drinks. After recovering, John and I decided to head up to London as it was a lovely day and were recommended by my parents to go and see Dickens unplugged - a play at the comedy theatre. The tickets were £25 but it was worth it as the show was really funny and was a nice change from a night out in Croydon which would have cost me the same. Sunday we went with my family to Biggin Hill airport and paid to park up and watch the show from a nearby field. This cost my dad £6 compared to the £120 it would have cost us to get into the actualy airport. Bargain.
June 04

I must dash back to the office

I’ve been back in the office now since Monday and am already getting back into the swing of the holidays and working full time. This time around I have the added pleasure of Alex working with me for two weeks as she is doing some work experience in the same office. Tonight we’re attending the launch of a new martini at Kensington roof gardens so have packed our most expensive-looking clothes and are looking forward to some free martini!

The Vangos (Dave’s band) have another gig in London on Friday but the rest of the time I’m going to try to avoid doing anything which will cost me money. In other words, avoid doing anything.  There are rumours going around my house at the moment about a family meal out being on the cards in celebration of Father’s Day which my mum is away for next week. The prospect of which is making me very excited indeed.

All in all this is going to be a tough month as I managed to spend way beyond my means last term. Apart from a trip up to Manchester next weekend there isn’t much that I will need to spend my money on. I’ve even been packing my own lunches to take to work (although remembering to bring them to work is a different story).

A bad start to the holidays

I am starting to wonder if my reason for existing is merely to make my existence harder. This seems a little self-loathing I know, but to be honest, I have been feeling that way inclined these past few days.

It all started on a hung over morning on Saturday when I woke up at 1pm to the rather excitable Natalie who proclaimed that her boyfriend was cooking us all a post-summer ball fry-up. How lovely. I trudge downstairs (looking an absolute treat I might add) and greet the troops who have gathered in the kitchen. I grumble my good mornings and offer to help Chris with the cooking just as he throws, yes throws, some sausages into a frying pan full of oil.

Maybe I should just mention this thing I have going right now called daily burn. It's pretty simple, I burn myself at least once a day, mainly on cooking appliances but I've had the odd hair straightener incident and cigarette burn too. Well this was the worst daily burn yet as the oil covered my left arm and leg and has left me with lovely scarring blisters.

Feeling pretty down I decided to quickly grab breakfast and start to get my life in order (I was supposed to be leaving for London at 2pm so that I could catch the final of I'd do anything at home with my mum). After my shower I realised that when I 'packed my stuff up so that I wouldn't have to do it hung over on Saturday' I really had just shoved everything into the corner of my room. So i get to work and sort most of my stuff out.

Just as I'm about to pack my car, I realise something. The makeup bag which I had left at John's in Manchester which had my bank card in, also contained something else rather essential; My car keys.

Cut to me sheepishly approaching John and asking him very sweetly if it would be highly inconvenient for him to drive back to Manchester in order to get my car keys and bring them back to Leeds. Just a 2 hour round trip he had to make because of a mistake I made, nothing really.  Luckily he didn’t even complain and got straight in the car to retrieve my keys.

This gave me time to continue packing my stuff and even box everything that needed to be moved into the new house so that I didn’t have to make a later trip to move it in myself. What did I do instead? Well there was talk of coffee and cake with Alex’s dad, why would I decline? John returned back to mine at about 6pm so I decided to watch the final in Leeds instead and thus began the drive home at around 7.30pm arriving home close to 11.

The next day John, Dave and the other boys were playing a gig in Camden and so I drove down to my local station where John and I caught the train to meet the others. I managed to pick up John’s wallet, say that I had it and then put it back down again on the seat of my car. Not very clever, although it did mean that he got to spend another night at my house where as the other boys had to camp out in their car which they needed to put a ticket on at 8 the following morning.

We managed to enjoy a relatively cheap night in London because apart from the £6 to watch their gig, everywhere else we went was free and seeing as I was driving I didn’t spend any money on drinks.

The Summer Ball

The Leeds Universities Summer Ball is a huge event boasting 6 tents and over 12,000 students with entertainment from huge artists and DJs. This year I managed to have loads of fun without getting so drunk that I was ready to go home around midnight (last year’s mistake).  I even managed to keep my spending to a minimum and came home with change, yes, change from a night out – a first for me.

We started drinking at our house first so that we didn’t have to buy too much alcohol there considering a bottle of wine was £11. By getting a minibus instead of the coach we were able to maximise pre-drinking time and get there just when it was starting to get busy.

The night was really good as we managed to visit most of the tents and dance the night away. Getting back to find that we were locked out of the house with no-one stirring to come and let us in was not that brilliant at four in the morning. But all in all it was a great night for those of us who lasted.

May 30

The final farewell

I spent these last couple of days in Manchester again soaking up the home comforts and removing myself from the temptation of Leeds. Unfortunately, after having a relaxing couple of days I've returned to the joys of packing and cleaning both of which I've managed to avoid until the very last minute. I decided to make the 4 hour road trip home tomorrow and we have the summer ball to attend this evening. This means that the house has to be packed up and looking spotless by 4pm today. The problem is I seem to have a small addiction as I may have been playing Mario Kart for a good couple of hours this morning...

My mum rang me to say that a late birthday card had arrived for me at home and inside was a cheque for £25. Unfortunately seeing as the house account has gone over its overdraft again, this money is heading straight back out of my account before it's had time to settle.


May 27

The regrets of owning a car

The time has come where I can now only do two things financially - fill my car up with petrol to drive home and drink at the summer ball. Although now I've just been told that this is going to be a problem when it comes to settling house bills so maybe the summer ball will have to be a sober occasion for me. I can't wait to be earning again so that I don't have to worry about spending an extra 50p on Heinz ketchup. Everyone is in the same situation as me at the moment which is making me feel slightly better. Most of my friends haven't secured a job for the summer yet so I'm not sure how they are going to manage.

Luckily I have some lovely friends as Natalie has offered to pay for me to get my hair cut this week and says I don't have to pay her back until I have some money in the bank.


May 25

A lady of leisure

I have now completed second year. It's a very strange feeling and I don't think It's really sunk in that another year is over and the whole experience is soon to be finished too. Next year is not only gong to be the hardest in terms of workload but I have decided to get a part-time job next year too, even if it's only one day a week. This is because I am planning my next extended trip abroad with my traveling buddy Hannah and I want to make sure that I have no problems funding the trip. I have already made an agreement with my mum that I'm going to give a certain percentage of what I make from working over the summer to her so that she can make sure that I don't fritter it away. I think that the fact that I now have a goal to use my money on might mean that I'm more careful with it anyway.

This week is going to be a bit of a weird one because although everyone has finished and has nothing to do with their time, we're all feeling the constraints of our bank balances. Most people can't afford to do much at the moment and we're all trying to save a bit of money for our summer ball which is on Friday. Saying that, the girls have all scheduled in one very important trip this coming week. Our tickets are already booked; bring on Thursday and the Sex and the City movie! It's no doubt a bad idea to go and see this film in the financial state we all find ourselves in but we just can't resist - and if it means locking my debit card away for a few days then so be it!



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    May 17 2:15 PM
    Great blog. I was a student about 20 odd years ago, but can't remember having some of the problems you are having. Things have certainly changed. Now I am just a student of life. Anyway, I've just started using Live Space; I've been used to blogger for some time. Will check in from time to time. Wishing you better times ahead...
  • View space
    May 08 7:56 PM
    hey, just thought I'd say how much I like this blog and also how much people like Lawrence p**s me off! I'm a student repeating my first year at university, not because i drank too much and partied too hard the first time around but because of certain events in my life that forced me to temporarily re-evaluate my priorities.
      I find it incredibly difficult to believe that your children made it through university without either a loan or financial aid from yourself and i find it equally as incredible that people can label all students as lazy/alcoholic/drug taking/smoking layabouts who complain about how much things cost when they are paid for by the taxpayer...pardon my french but that is bullshit!  I recieve a student loan every year which is spent ENTIRELY ON MY ACCOMODATION (AND NO I'M not living in the ritz hotel!!) on top of this i have to find money for books, a social life, the cost of playing sports and buying the required equipment (admitedly I do play American football so I did kinda ask for that!) I also have to tax, mot AND put petrol in a car which I need in order to get to my job and to get home during holidays because despite the ridiculous accomodation charges I am forced to pay, I get kicked out of accomodation during the holidays so the university can rent the halls to conferences!  add to this the interest that students are made to pay on their loans so that the student loan company can make a profit (surely this should be something the govt. does rather thn a profit making corporation??) How about an insight into my days - I wake up at 9:30 am in order to either go to my days lectures and sports or revise for exams, i do this until 5-6pm when i then go and see my girlfriend until 8:30 when i start the journey to my nightshift job 33 miles away (hence the need for a car!) then at 7:30AM I ARRIVE HOME AGAIN IN ORDER TO GRAB 2 HOURS SLEEP BEFORE DOING IT ALL AGAIN! and people like Lawrence have the nerve to categorise all students as lazy because of a few bad apples that let the rest of us down - shameful, if i were to categorise any given racial mionority as all being lazy, I would be called a rascist...If i were to say that all old people are senile and smell of pee, I would be called ageist and yet the whole society of students across britain is lambasted with gross inaccuracies and overestimations of their behaviour patterns and no-one bats an eyelid about it.
    Ignorance is bliss as they say, so lawrence must have a big silly grin slapped ALL OVER his face! - do yourself and us a favour and talk about something you ACTUALLY know something about instead of irritating us with your misinformed, badly thought out, poorly researched opinion!
  • (no name)
    April 18 3:05 PM
    Hi, I think this is a great blog, Jess shows that not all students have money like the students I've seen today and who I live with seem to have it all! It's understandable that you don't want to get a job while you are studying cos it is hard to manage and I don't have a job cos like u it'll affect my studies. So even if you do have your parents helping you, there's nothing wrong, lots of my friends have their parents helping them. Plus what I like is that from reading her blog, Jess is an outgoing person, friendly and always keeping active rather than just sitting there doing nothing or causing trouble in the streets., wasting her life away. She seems to write about a lot of personal things which I wouldn't have the guts to admit in a blog for people to read. Even if she does go skint from drinking and other things then that's just life cos you can't work your arse off all day and students are entitled to a life, employers like to see students doing things other than studying! She also does work in the summer so it's not like she just sits there asking her parents for money when she hasn't got it, it's difficult juggling money and studying so the only thing u can do really is to work in the summer! Plus since she works in the summer, it sounds as if Jess is going to have good career prospects in future! Keep up the good stuff Jess!
  • no name
    April 10 2:55 PM
    Hi, I'd just like to say that i love reading your blog, i think its very interesting and i think its great that your having fun but learning at the same time. I myself am studying for a degree in Business Management, however i am doing this in my own time at a local college. This means that as well as holding down a full time job, and having a social life, i am also going to college straight after a full days work, twice a week 6-9 to learn. I then do all my course work, resourcing etc in my own time. This is extremely difficult and to top it all off, i also pay for my degree myself, and only being 18 years old i don't earn much to support myself as well as my education. However as hard as it is, i don't regret doing any of it, because i look ahead and hope that all the hard work and effort will be worth it when i get a decent job earning a good wage. This is in no way of any disrespect to Jess what i'm saying, its just unfortunate that i have to study for a degree the hard way, due personal circumstances not allowing me to go away to university. If i had my way i would most certainly do what jess is doing, because i believe that going away to university is not just about the learning aspect, but is about the whole experience. Moving away from home, independency, meeting new people from different cultures and having fun. What i am proving by studying for a degree in my own time, is that anyone can do it and pay for it themselves. Its just that some people are lucky enough to experience acutally going away and studying at an actual university. I also don't think that anyone should judge others for how they choose to live their life. Good on Jess for having fun and doing what she wants to do. If she's lucky enough to have parents to help her out then thats great. I think that we should all remember that everyone's personal circumstances are different and we all have our own problems to sort out. So keep having fun!
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